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The National Credit Act update


The National Credit Act Amendment Act 7 of 2019 has real consequences for credit providers and debt counsellors in particular. This course focuses on the likely impact that the changes will have in the market.

This course highlights the changes to the National Credit Act and gives feedback on the changes to the legislation as well as updates on recent case law related to the NCA. Attending this course will help you to make strategic decisions on how best to react to the changes.

Join us for a four-hour course, held over two days, which will deepen your understanding of the NCA.


17 to 18 May 2021, 9:00 to 11:00

Course outline

The purpose of this course is to highlight the changes to the National Credit Act, including:

  • What is 'debt intervention', who qualifies for it and how do you go about applying for it?
  • What is the likely effect of debt intervention on companies?
  • How have the National Consumer Tribunal's powers been amended?
  • How does a consumer get a clearance certificate?
  • How will credit bureau reports change?
  • What are the duties of a debt counsellor with regard to reckless credit (must there be an investigation)?
  • What information must be provided by credit providers to the debt counsellor (and what happens if you don't do it)?
  • What is an application for rehabilitation?
  • How is insurance cover affected?

Who will benefit from this course?

The course is aimed at all parties who are affected by the NCA amendment bill, but particularly for in-house legal advisors, compliance officers and attorneys who have some understanding of the National Credit Act.


Paul Esselaar is a practising attorney and notary at Esselaar Attorneys and is a non-executive director of Novation Consulting (Pty) Ltd, a legal compliance company. Along with Elizabeth de Stadler, he has written A Guide to the Protection of Personal Information (Juta, 2015) and provides regular updates on IT-law related issues for the Consumer Law Review. Paul is currently involved in several court cases involving electronic evidence as well as cyberbullying, and is a regular lecturer at UCT Law@work on consumer law issues (including POPI, the NCA and the CPA). He is currently an appeal adjudicator for the Wireless Application Service Providers Association (WAS PA) and the Internet Services Providers Association (ISPA). He is an associate for Research ICT Solutions and a director of Kentreul (Pty) Ltd a company that sells biometric devices which integrate into business processes. Paul holds a BA, LLB, as well as a LLM in Information Technology Law.

How much?

R900 per person

CPD points

This course has been accredited by the FPI with 4 CPD points.



A certificate of attendance from UCT will be issued to those who attend both sessions of the course.

How to sign up

Complete and submit the registration form. You will then be given the payment information. Please note that registrations will not be accepted until payment has been made.

One or two days before the course, we will send you the Zoom link. You will need to register and use a password to enter the virtual classroom.

Registrations close three days before the course starts.

Download the brochure.

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